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The agencies will not subject a residential mortgage loan to regulatory criticism based solely on the loan's status as a QM or a non-QM. Curious about non-QM loans? Learn what they are and how they work in this video, perfect for anyone looking for alternative A Qualified Mortgage is a loan with less risky features and protections that make it more likely that you'll be able to afford your loan.
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A non-QM loan, or a non-qualified mortgage, is a type of mortgage loan that allows you to qualify based on alternative methods, instead of the traditional Why MortgageWorks Offers Better Rates for Non-QM Loans
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